Graham lost his day job

I feel like we are entering an economic crunch- there aren't many copywriter jobs around.
Here is the budget I sent to the financial advisor we had with our star tribune story, she has kindly agreed to help us with our finances again-

budget-
church $100
mortgage and home equity loan- $1359 + $500= $1859
heat $193- monthly average, budget bill
electric $107, higher due to furnace running
garbage $22
water and sewer $45
phone $45
gas $200
Graham's money, his gas, etc. $250
credit card payments $700
money paid to last college for dd to close out $122
groceries $350
auto insurance and my life insurance $145
internet, needed for work $61 this includes $15 for basic cable, not needed for work.
medical averages $250 with several prescriptions, could be higher this month, asked our doctor to see everyone who needed to be seen before health insurance runs out.
will need to pay some towards Tasha's school. She is going down to her college tomorrow to meet with financial aid.

We will not be spending for gifts, clothes, household, car or home repair, entertainment, dining out, fast food, lattes, vacation, recreation, 401K, subscriptions, haircuts, or any other easily cut catagory. Did spend $5 to park at the zoo, we had free passes, went for the kid's break. (Also $5 for a little tray of chocolate chip cookies there.)

Total- $4449 plus college $.
Will take $ from the grocery budget to take 4 girls out to lunch at McDonald for Promise's 6th birthday, on Thursday. Homemade cake, presents that I held back from Christmas, thank goodness.
Income $4612 this month, one more month of $4612 in Feb, then down to $538 in unemployment a week, times 4, plus my job at $300 a month and Graham's FedEx job at $600 a month, will be $3052. Luckily our tax refund will come in time to keep the payments going for a little, but not long.
We need internet for work, we need the high speed for Graham to send work samples.

We still have those credit card payments.
I can't find $1200 to cut-Graham will work one more shift and so will I as he can pick-up Promise, and we've both applied for jobs, but so far I can only realistically see $200 in additional income, $1000 still to cut/save. Graham is trying hard to find a job, but there really is not one in his field right now, I think we need to save as much as we can to make the unemployment months and first month of work with no paycheck AND no unemployment work.

Small savings- returning 2 Christmas gifts-$100, someone anonymously sent a $50 Cub card, my friend Fran gave us 15 lbs of pasta products, I applied for state health insurance for the kids. Friends at church gave us $25 cash. My aunt sent a $50 check to go towards hosting Christmas- we had 45 people here.

I will figure out taxes this week, refund will be lower due to increased income.

That is what I sent- I know our monthly total seems high, but besides the credit cards, most of the bills seem in line with the cost of living. I am trying to do what I can, applying for jobs and taking any shift I can. Any ideas are more than welcome.
Capri had her first birthday two days after Graham lost his job. We bought her a present and my parents came over for cake. They brought lots of practical presents, she is very low weight, they brought lots of baby food and two packs of Pediasure, sippy cups and a bottle.

Promise's birthday is Thursday, I am giving her a doodle bear my friend gave me last year, she had seen it in my closet before Christmas. I also have a clock for her, and I bought a pony beanie out of the grocery money. She wants to take three friends to McDonald's and back to the house for cupcakes on Thursday, when she is six.

Getting Tasha the money she needs to make this study abroad will be a challenge, to say the least. I hope financial aid comes up with a whole lot of loans tomorrow, we don't have that kind of money.

The high note of this past week was Capri and her birthday. What a delight our tiny girl is!