News

Graham started school today, I really missed him. Our marriage has gotten a lot stronger with our time together at home. We are committed to keeping it this way.

Other good news, Tasha has been calling on Skype, and this is cheap enough to get caught up. She is really loving living her life right now, with lots of adventures. She goes to Scotland for Easter. She has no real idea of when she plans to come back!

My student loan question, the money question today-

Graham got his financial aid award letter, only loans as he has a bachelor's already.
We could stretch hard and pay his tuition with the tax return, or take out the student loans-

tuition is $4500 for 7 weeks of class

federal student loans offered $3700

tax refund about $8000, $2000 going to dd for college, need some for living expenses, to tide us over in April, May and June.

I think we are too old- 42 and soon to be 44- to take out student loans. We don't know for sure if he'll get a job in this. I would rather pay the bill and be done with it. I still have student loans rolled into the house, I think. I really don't want another bill, we have debt that makes it hard to pay just the bills right now. We have close to $30,000 in credit debt on top of our house.

Any advice is appreciated. Has anyone taken out a loan at our age for school and not regretted it?

We also have lots of educational costs for our kids, this is something we work hard to pay. I try hard not to go into debt for any of these as they are just regular expenses. I guess I view dh's as a regular expense, not something to go in debt for. His job will not improve his earnings, we are hoping in a year and a half he'll be replacing what he made before. I am confident we will make the bills for the next two months, until he is done with class. Then he can work more.

I think I have about a day to decide, with Graham. Will have to pay with loans or put off until 25th, when tax refund is due.

I did do a little more cooking today, with Graham gone. The time he was home I got some other things done, now with kids with me most of the day, with two different naps, it is easy enough to cook. Made lasagna with asparagus, artichokes, and spinach for St. Patrick's Day. Two batches of cookies for a meeting tonight.

Ivy has her first Communion on Maundy Thursday. My baby's growing up.

Looking forward to comments about the student loan, if you have one.